"One element is that bond yields have been plunging recently, so market watchers say it's not too surprising to see other rates drop, too, a reflection of there being more cash in the system." - da, numai de vreo 3 luni sunt atat de scazute. deci nu-i neaparat asta motivul
"If you want to switch, the only way to know for sure whether you'd be further ahead is to ask your current lender how much it would charge to release you early from your mortgage." - trebuie vazut cat anume este penalitatea si facute ceva calcule de rentabilitate
"But some economists warn that these low rates will do nothing to keep a lid on what's been called an "overheated" real estate market in a few Canadian cities" - asta este tare adevarat. preturile si piata vor fi stimulate fara discutie.